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Christmas Message and Year-End Report

Dear Members,

The Board of Directos and Officers of our Cooperative would like to greet everyone a very Merry Christmas and a Prosperous New Year!

Although the current health crisis is not yet over, for many organizations, 2022 has been a year of recovery and hope. And despite the difficulties, we've made quite a stride in 2022. For one, we've reached the P100M-mark in terms of Assets! Quite a significant milestone for a cooperative that's less than 10 years old. We've also made a number of investments this year.


Some of our other accomplishments this year include:

  • Loans Granted - we've released 2,400+ loans amounting to more than P50M! This has helped a lot of members in their financial need.
  • Damayan Claims - we've provided burial assistance to 22 members through our Damayan Benefit where we provide financial assistance to members who lost a dependent up to the 1st degree of consanguinity and affinity plus siblings.
  • Membership - our membership increased 20+% from 1,204 in 2021 to 1,469 in 2022. As I always say, the growth of a cooperative is directly proportional to the number of members. Thus, help us grow faster by inviting your colleagues to join and enjoy the benefits of HPPCOOP!
  • Zero Interest Hospitalization Loan - to help members cope with the pandemic and other difficulties, we've launched the 0% Hospitalization Loan. Application has also been made online for convenience.
  • Ifugao Relief Effort - we've matched members' donations to the Ifugao Relief Effort during this year's flash flood and together, we were able to turnover P67,600.00 to the organizers.
  • Second HPP Vacation Home - as our membership increases, so does the demand for the HPP Vacation Home. Thus, we've added a second unit at Serin East in Tagaytay for our members' exclusive use. 
  • Serin Parking Slots - for members' safety and convenience when using our Serin Vacation Homes, we've invested in Serin basement parking slots that members can use free of charge.
  • New HMO Plans - we've introduced new HMO plans to better serve members' needs. the new plans include semi-private and private rooms with higher coverage and optional income benefit.
  • Baguio Property - we bought a vacation property in Baguio that members and their family can enjoy. Target go-live for the HPP Baguio House is Q1 2023. 
  • Makati Property - as part of our investment strategy, we acquired a lot in Makati where we plan to build our first building consisting of mixed office, commercial and residential units. We target to start construction within first half of 2023. 
  • System Upgrade - we've upgraded our backoffice system to be able to cope with our growth. The new system is cloud-based which should provide better flexibility and resiliency.
  • Maternity Benefit - to help women members recover and adjust emotionally and financially after giving birth, we've introduced the HPP Maternity Benefit Policy. This benefit gives new mothers a 3-month relief from loan payments without additional interest and/or penalties.
  • HPP Ticketing System - to cope with the demands of an increasing membership base while maintaining limited resources, we've launched the HPP Ticketing System so we can better track member issues, queries, loan applications, and other concerns.
  • New Credit Policy - we released a new Credit Policy to address members' call for higher credit limit while keeping the safeguards we have in place. Among the changes include the P200k limit for Multipurpose Loan, Car Equity Loan, and Housing Equity Loan, as well as a new Business Loan of up to P500k.
  • Organizational Changes - we're slowly trying to expand our organization to cater to our growing operations. We've hired Jodan Mendoza specifically to help with membership matters and improve our response times.

All of this could not have been possible without your support. So let's continue to be engaged, continue to patronize our cooperative, and together, let's continue to see our cooperative grow!

Once again, wishing you and your loved ones a very Merry Christmas and as we look forward to a better 2023!


Yours in the spirit of cooperation,


Val Hilario

Dahil sa Coop, kaya mo na!


PamasKO-OP Pa-RAFFLE 2022 Winners

Congratulations to all the winners of our online PamasKO-OP Pa-RAFFLE 2022 held on December 23, 2022 at 4pm via Zoom!


3D2N HPP Vacation Home Accommodation

  1. Lelis, Checeri Anne
  2. Limos, Edaurelio
  3. Toliao, Frederick
  4. Escramosa, April-Ann
  5. Coquinco, Daniel T
  6. Gandeza, Millicent
  7. Sesperes, Ronwaldo
  8. Mozo, Mar Nickzon G
  9. Jimenez, Jasper J
  10. Macalalad, Guillermo

Hot and Cold Water Dispenser

  1. Perez, Krizzel Mhelanie
  2. Dionisio, Adonis C
  3. Arteta, Jane M
  4. Baluyot, Ephraim Ryan
  5. Malla, Ronald

Microwave Oven

  1. Sarmiento, Renaldi
  2. Balauta, Louegie Anthony Villacencio
  3. Repasa, Randy C
  4. Zapanta, Ma Concepcion
  5. Agus, Clarisse Ann Calalang

HP Smart Tank Printer

  1. Belbes Jesus Gerard P (Gee)
  2. Canedo Charlene

55" Smart TV

  1. Mandi, Rachell Ann Palero


The Membership Committee will get in touch with all the winners for the delivery of the prizes. 


Merry Christmas and a Happy New Year to all !


HPPCOOP Introduces Maternity Benefit

As part of its Gender and Development initiative as well as its desire to help women members recover and sdjust emotionally and financially after giving birth, the HPP Employees Multipurpose Cooperative has launched its Maternity Benefit Policy.

Simply put, the policy will provide new mothers with the option to have a 3-month relief from loan payments without additional interest and/or penalties.

Application is easy. Eligible members just need to login to the website, submit a ticket under "Maternity Benefit" category, and attach proof of delivery (e.g. hospital receipt, billing, etc.). The coop office will then send a new loan form to formalize the process. That's it!

For more details on the policy and availment process, please visit the website (hpp.coop - About Us - Policies/Procedures - Maternity Benefit).


HPPCOOP Holiday Shutdown 2022

Our Holiday Shutdown this year is scheduled for December 24, 2022 to January 2, 2023. As the Coop Office will be closed during this time, last day for submission of loan applications for the year is Friday, December 16, 2022

Please be guided accordingly. Thank you.


Board Election and Appointments

In a meeting held on October 26 2022, the new set of Board of Directors, elected Annie Rose Samson and Adonis Dionisio to continue as Chairperson and Vice Chairperson, respectively. They will serve for a term of one year or until their replacements have been named.

The rest of the Board are as follows:

  • Jorge Alcuran 
  • Kristine De Claro 
  • Peter Erispe 
  • Sherry Rodulfo 
  • Mike Nicolas

As well, the Board has appointed the following as officers and committee members:

Cooperative Treasurer

  • Myra Mancilla

Cooperative Secretary

  • Jeffrey Paradero

Credit Committee

  • Sharon Almazan
  • Eric Quevedo
  • Melanie Garcia

Membership Committee

  • Mary Catherine Saria
  • Erickson Tenorio
  • Jose Arsenio Quinzon
  • Gerald De Guzman
  • Rachel B. Ganancial

Mediation and Conciliation

  • Nicolo Baligod
  • Sir James Jasmin
  • Elvin Ganzon

Education Committee

  • Grae Decena
  • Nenet Clarus
  • Bobby Gaerlan
  • Prima Mae Espadon

Ethics Committee

  • Jonathan Cantos
  • Renee Irah Marcellana
  • Grace Dar Juan

Gender and Development

  • Veronica Abalos
  • Jesus Belbes
  • Apollo Marcelo

Marketing and Communications

  • Cherry Pie Valencia
  • Jonette Mañosa
  • Open

They will join the Election and Audit Committees previously elected by the General Assembly.

Please join us in congratulating the above and in wishing them success in their new roles.


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